Empowering Kirana Stores with Smart Credit & Digital Tools
A Fintech Platform Designed for India’s Retailers – Fast Credit, Real-Time Inventory, Order Management & More!
What Is Namasthe App?
Namasthe App is a fully integrated B2B fintech platform designed exclusively for India’s Kirana ecosystem.
We connect Retailers, FMCG brands, and Lending partners in a single powerful app that simplifies business, builds trust, and accelerates growth.
For Kirana Stores
to simplify credit, inventory, and payments
FMCG Brands
to expand distribution & visibility
NBFCs
to offer secure, repayable working capital loans
Micro-financing
Kirana retailers can get working capital, used directly for purchases made through the Namasthe App
Features & Benefits
Daily Credit Access
Get instant working capital up to ₹1,00,000 for your shop with flexible repayment options.
Direct Brand Ordering
Order products directly from New-Age Consumer Brands to local retailers at wholesale prices, bridging the gap between online-first brands and offline Kirana shops without middleman.
Smart Inventory Management
Track stock levels, get reorder suggestions, and plan purchases with real-time insights.
Instant Digital Payments
Make UPI payments, settle collections instantly, and keep transactions transparent.
Retail Growth Insights
Access sales data, credit status, and cash flow reports with our smart dashboard.
Seamless Documentation
Paperless onboarding with quick digital KYC powered by HDFC APIs.
About Us
At Namasthe Consumers Private Limited, we are redefining the future of India’s retail ecosystem. With decades of expertise in finance, retail, and FMCG, our mission is simple: to empower Kirana stores with the credit, tools, and technology they need to grow.
We understand the heartbeat of Indian retail — the Kirana shop. These stores are the backbone of local communities but often struggle with cash flow, inventory management, and digital adoption.
Ready to Grow with Namasthe?
Whether you’re a Kirana retailer, FMCG brand, or financial partner – Namasthe App is built for you. Join India’s fastest-growing B2B fintech ecosystem and take your business to the next level.
How it Works
Instant Credit Facility
Up to ₹1,00,000 working capital while purchasing products through Namasthe App
Order Management
View product catalog ->Track orders & deliveries -> Reorder with 1 click & manage returns
Digital Payments
- Daily E-mandate - Instant settlements - Track collections within app
Smart Dashboard
- Real-time stock & sales data - Cash flow & credit status - Custom insights for better planning
Vendor & Distributor Connect
- Discover verified partners - Negotiate prices & delivery terms - Build direct, long-term supply relationships
10000+
Retailers Served
10+
Years of Experience
3rd
Gen Entrepreneur
FMCG Tie-ups for Tier 2 & 3 Kirana Stores
Namasthe App brings thousands of New-Age Consumer Brands to local retailers at wholesale prices, bridging the gap between online-first brands and offline Kirana shops.
Why Namasthe Stands Out for Kirana Stores
Namasthe App brings emerging online brands to local retailers at wholesale prices, bridging the gap between digital-first FMCG companies and offline Kirana shops — powered by AI-driven insights for smarter retail decisions.
Deep-rooted industry expertise
Three generations of knowledge in retail, finance, and FMCG empower our platform.
Robust credit access
Daily working capital loans up to 1,00,000 with secure digital processes.
Integrated B2B platform
Manage inventory, ordering, and payments seamlessly in one app.
India Retail & Credit Landscape
700 Bn+
Present Indian Market size
12 Mn+
Kirana Stores are Operational across the nation.
62 %
Indian Retailers lack access to formal credit.
300 Bn+
is the present gap of Indian Retail Market.
70 %
Indian Retailers prefer consolidated digital platforms.
UPI
Adoption of digital tools like UPI and Whatsapp commerce is surging across market.
Take the First Step Toward Financial Success!
Our team is here to help you with personalized AI-powered financial solutions for your Kirana business.
Namasthe Consumers Pvt Ltd
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